{"id":25966,"date":"2023-02-15T16:47:56","date_gmt":"2023-02-15T21:47:56","guid":{"rendered":"https:\/\/www.ithq.qc.ca\/?page_id=25966"},"modified":"2025-09-05T17:00:31","modified_gmt":"2025-09-05T21:00:31","slug":"insurance-plans","status":"publish","type":"page","link":"https:\/\/www.ithq.qc.ca\/en\/current-students\/insurance-plans\/","title":{"rendered":"Insurance plans"},"content":{"rendered":"  <section class=\"anchors-banner-block theme-block alignfull\">\n    <div class=\"anchors-banner__links container\">\n              <div class=\"anchors-banner__btns\">\n          <div class=\"anchors-banner__btns__wrapper anchors-banner__btns-carousel swiper\">\n            <div class=\"swiper-wrapper\">\n                                <div class=\"swiper-slide\">\n                    <a href=\"#aseq\" class=\"link\"><span>Health and dental insurance (ASEQ)<\/span><\/a>                  <\/div>\n                  \n                                    <div class=\"swiper-slide\">\n                    <a href=\"#international-students\" class=\"link\"><span>Mandatory health insurance for international students<\/span><\/a>                  <\/div>\n                  \n                                    <div class=\"swiper-slide\">\n                    <a href=\"#school-insurance\" class=\"link\"><span>School insurance<\/span><\/a>                  <\/div>\n                  \n                              <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/section>\n  \n\n\n<h2 class=\"wp-block-heading\" id=\"aseq\">Health and dental insurance (ASEQ)<\/h2>\n\n\n\n<p>Through your student association (AGEE ITHQ), the <a href=\"https:\/\/aseq.ca\/\" target=\"_blank\" rel=\"noreferrer noopener\">Alliance pour la sant\u00e9 \u00e9tudiante au Qu\u00e9bec<\/a> (ASEQ) offers ITHQ students a Canadian <a href=\"https:\/\/aseq.ca\/plan\/en-CA\/wwwsanteetudiantecom_ITHQ\/understanding-my-coverage\" target=\"_blank\" rel=\"noreferrer noopener\">health and dental plan<\/a> that includes important benefits not covered by the provincial health insurance plan.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Opting-out request<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The ASEQ Health and Dental Plan fee is a non-mandatory automatic contribution, which means that <strong>you are automatically invoiced for the insurance fee when you enroll or re-enroll<\/strong>.&nbsp;<\/li>\n\n\n\n<li>If you wish to withdraw from the insurance plan or make a change to your coverage,<strong> you must <\/strong><a href=\"https:\/\/aseq.ca\/rte\/en\/wwwsanteetudiantecom_ITHQ_Changementdecouverture_Changezvotrecouverture\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>complete an online application on the ASEQ website<\/strong><\/a><strong> within the withdrawal dates that are specified on their website<\/strong>. \u00a0<\/li>\n\n\n\n<li>To find out about opt out deadlines for coverage and the procedure for submitting an application, <a href=\"https:\/\/aseq.ca\/rte\/en\/wwwsanteetudiantecom_ITHQ_Changementdecouverture_Changezvotrecouverture_Commentsoumettreunedemandederetrait\" target=\"_blank\" rel=\"noreferrer noopener\">visit the ASEQ website<\/a>.&nbsp;<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-vortex-blocks-notification-message notification-message-block\"><div class=\"notification-message-block__inner\"><p class=\"notification-message-block__title notification-title\">Important notice <\/p>\n<p>If you do not submit your withdrawal request within the periods specified by the ASEQ, <strong>you will be required to pay the insurance fee.<\/strong><\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Any questions?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>For more information on your health and dental plan, visit the <a href=\"https:\/\/aseq.ca\/rte\/en\/wwwsanteetudiantecom_ITHQ_Home\" target=\"_blank\" rel=\"noreferrer noopener\">ASEQ website<\/a> <\/li>\n\n\n\n<li>If you have any questions, contact the <a href=\"https:\/\/aseq.ca\/plan\/en-CA\/wwwsanteetudiantecom_AGEUQAT\/assistance-centre\" target=\"_blank\" rel=\"noreferrer noopener\">ASEQ Assistance Centre<\/a> or the <a href=\"https:\/\/www.ithq.qc.ca\/etudiants-actuels\/associations-etudiantes\/\" target=\"_blank\" rel=\"noreferrer noopener\">student association<\/a>.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"international-students\">Mandatory health insurance for international students<\/h2>\n\n\n\n<p>As an international student, <a href=\"#exemption-request\">unless you qualify for an exemption<\/a>, <strong>you will be automatically and compulsorily insured <\/strong>under the <a href=\"https:\/\/www.greenshield.ca\/en-ca\/student-centre\/international-students-plan-centre-d-acquisitions-gouvernementales-cag\" target=\"_blank\" rel=\"noreferrer noopener\">GreenShield<\/a> private insurance option chosen by the ITHQ.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>This health insurance plan offers coverage in Qu\u00e9bec and in the countries where the internships will be carried out (certain conditions may apply).<\/li>\n\n\n\n<li>To find out how much the compulsory insurance will cost, use the <a href=\"https:\/\/www.ithq.qc.ca\/en\/future-students\/program-fee-calculator\/\">Program fee<\/a><a href=\"https:\/\/www.ithq.qc.ca\/en\/future-students\/program-fee-calculator\/\" target=\"_blank\" rel=\"noreferrer noopener\"> calculator<\/a>. <\/li>\n\n\n\n<li>To subscribe to this insurance, you will need to pay the fees indicated in your <a href=\"https:\/\/registrariat.ithq.qc.ca\/colnet\/login.asp?_gl=1*k10vhk*_gcl_au*MTE4OTQ1MTUyMS4xNzE4NjMzMTg2*_ga*MjQ5NTE4MTc1LjE3MTQ2ODIyMjM.*_ga_KSTQYELE2W*MTcyMzA0MDEzNy4yMzAuMS4xNzIzMDQxMTg2LjM4LjAuMA...\" target=\"_blank\" rel=\"noreferrer noopener\">ColNET<\/a> student account.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-vortex-blocks-notification-message notification-message-block\"><div class=\"notification-message-block__inner\"><p class=\"notification-message-block__title notification-title\"><strong>Coverage period<\/strong><\/p>\n<ul class=\"wp-block-list\">\n<li>Your coverage will begin <strong>on the first day of the month in which your classes start.<\/strong> <\/li>\n\n\n\n<li>If you arrive in Qu\u00e9bec before your insurance coverage begins, <strong>you must take out private insurance of your choice for the period during which you are not covered.<\/strong><\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"exemption-request\">Exemption request<\/h3>\n\n\n\n<p>Some countries have signed a <a href=\"https:\/\/www.ramq.gouv.qc.ca\/en\/citizens\/health-insurance\/social-security-agreements-other-countries\" target=\"_blank\" rel=\"noreferrer noopener\">social security agreement<\/a> with the Government of Qu\u00e9bec, allowing their nationals to benefit from the <a href=\"https:\/\/www.ramq.gouv.qc.ca\/en\/citizens\/health-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Qu\u00e9bec health insurance plan<\/a> (RAMQ) for the duration of their studies.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>To find out if you can benefit from this agreement, consult the <a href=\"https:\/\/www.ramq.gouv.qc.ca\/en\/citizens\/health-insurance\/social-security-agreements-other-countries\" target=\"_blank\" rel=\"noreferrer noopener\">list of signatory countries<\/a>.<\/li>\n\n\n\n<li>If you are a national of one of the signatory countries and wish to register with the RAMQ, you must obtain the <a href=\"https:\/\/www.ramq.gouv.qc.ca\/fr\/definition\/liste-documents-affiliation-a-securite-sociale-pays-origine\" target=\"_blank\" rel=\"noreferrer noopener\">Social Security affiliation form<\/a> <strong>before leaving your home country.<\/strong><\/li>\n\n\n\n<li>When you arrive in Montr\u00e9al, you must <a href=\"https:\/\/www.ramq.gouv.qc.ca\/en\/citizens\/health-insurance\/register\" target=\"_blank\" rel=\"noreferrer noopener\">apply online<\/a> to the R\u00e9gie de l&#8217;assurance maladie du Qu\u00e9bec (RAMQ). The following documents will be required: passport, Certificat d&#8217;acceptation du Qu\u00e9bec (CAQ), proof of school attendance (which you can obtain from the <a href=\"https:\/\/www.ithq.qc.ca\/en\/current-students\/contact-the-registrars-office\/\">registrar&#8217;s office<\/a>) and Social Security affiliation form.<\/li>\n\n\n\n<li><strong>As a RAMQ beneficiary, you may be exempted from the compulsory health insurance chosen by the ITHQ. <\/strong>To do so, you must send a copy of your RAMQ enrolment letter to the registrar&#8217;s office.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-vortex-blocks-notification-message notification-message-block\"><div class=\"notification-message-block__inner\"><p class=\"notification-message-block__title notification-title\"><\/p>\n<p>International students who benefit from the social security agreement<strong> can still choose to subscribe to the compulsory private insurance rather than registering with the RAMQ.<\/strong> If this is the case, there is no need to contact the RAMQ.\u00a0<\/p>\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"exemption-request\">Submitting a claim<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>To access your insurance policy and submit a claim online: log in to your <a href=\"https:\/\/www.greenshield.ca\/en-ca\/greenshield-plus\" target=\"_blank\" rel=\"noreferrer noopener\">GreenShield+<\/a> account.<\/li>\n\n\n\n<li>For more information: visit the <a href=\"https:\/\/www.greenshield.ca\/en-ca\/student-centre\/international-students-plan-centre-d-acquisitions-gouvernementales-cag\" target=\"_blank\" rel=\"noreferrer noopener\">GreenShield<\/a> website or contact customer service.<\/li>\n<\/ul>\n\n\n  <section class=\"graduate-companies-directory graduate-companies-directory--custom theme-block alignfull\">\n        <div class=\"graduate-companies-directory__listing-wrapper container\">\n      <div class=\"listing listing--companies\">\n                  <div class=\"company-item\">\n            <div class=\"company-item__content-wrapper\">\n              <div class=\"company-item__heading\">\n                                                  <p class=\"company-item__name\">24-hour service<\/p>\n                                <p class=\"company-item__role\">Questions about provincial replacement plan, emergency care, hospitalization or travel<\/p>\n              <\/div>\n              <div class=\"company-item__extra-content\"><p>CanAssistance<br \/>\n1-833-488-0277<\/p>\n<\/div>\n                          <\/div>\n                      <\/div>\n                  <div class=\"company-item\">\n            <div class=\"company-item__content-wrapper\">\n              <div class=\"company-item__heading\">\n                                                  <p class=\"company-item__name\">Claims follow-up<\/p>\n                                <p class=\"company-item__role\">GreenShield Customer Service<\/p>\n              <\/div>\n              <div class=\"company-item__extra-content\"><p><a href=\"mailto:customer.service@greenshield.ca\">customer.service@greenshield.ca<\/a><br \/>\n1-888-711-1119<\/p>\n<\/div>\n                          <\/div>\n                      <\/div>\n              <\/div>\n    <\/div>\n  <\/section>\n  \n\n\n<ul class=\"wp-block-list\">\n<li>If you need assistance with your insurance, contact <a href=\"https:\/\/www.ithq.qc.ca\/etudiants-actuels\/service-aux-etudiants-internationaux\/\">International student services<\/a>.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"school-insurance\">School insurance<\/h2>\n\n\n\n<p>As a student enrolled in a full-time program at the ITHQ, you are provided with an insurance policy that covers you in the event of an accident during your courses or educational activities:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/cdn.ithq.qc.ca\/uploads\/2025\/07\/Humania_assurance-accident-etudiants.pdf\" rel=\"noopener\">Information brochure on your accident insurance<\/a> (in French only)<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Health and dental insurance (ASEQ) Through your student association (AGEE ITHQ), the Alliance pour la sant\u00e9 \u00e9tudiante au Qu\u00e9bec (ASEQ) offers ITHQ students a Canadian health and dental plan that&hellip;<\/p>\n","protected":false},"author":23,"featured_media":0,"parent":25959,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_oasis_is_in_workflow":0,"_oasis_original":0,"_oasis_task_priority":"","_price":"","_stock":"","_tribe_ticket_header":"","_tribe_default_ticket_provider":"","_ticket_start_date":"","_ticket_end_date":"","_tribe_ticket_show_description":"","_tribe_ticket_show_not_going":false,"_tribe_ticket_use_global_stock":"","_tribe_ticket_global_stock_level":"","_global_stock_mode":"","_global_stock_cap":"","_tribe_rsvp_for_event":"","_tribe_ticket_going_count":"","_tribe_ticket_not_going_count":"","_tribe_tickets_list":"[]","_tribe_ticket_has_attendee_info_fields":false,"wpo365_audiences":[],"wpo365_private":false,"footnotes":"","_tec_slr_enabled":"","_tec_slr_layout":""},"class_list":["post-25966","page","type-page","status-publish","hentry"],"acf":[],"ticketed":false,"_links":{"self":[{"href":"https:\/\/www.ithq.qc.ca\/en\/wp-json\/wp\/v2\/pages\/25966","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ithq.qc.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.ithq.qc.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.ithq.qc.ca\/en\/wp-json\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ithq.qc.ca\/en\/wp-json\/wp\/v2\/comments?post=25966"}],"version-history":[{"count":1,"href":"https:\/\/www.ithq.qc.ca\/en\/wp-json\/wp\/v2\/pages\/25966\/revisions"}],"predecessor-version":[{"id":59453,"href":"https:\/\/www.ithq.qc.ca\/en\/wp-json\/wp\/v2\/pages\/25966\/revisions\/59453"}],"up":[{"embeddable":true,"href":"https:\/\/www.ithq.qc.ca\/en\/wp-json\/wp\/v2\/pages\/25959"}],"wp:attachment":[{"href":"https:\/\/www.ithq.qc.ca\/en\/wp-json\/wp\/v2\/media?parent=25966"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}